Free Tool

EMI Calculator

Know your monthly EMI before you apply. Adjust loan amount, interest rate, and tenure — results update instantly.

₹25.00 L
₹1.00 L₹5.00 Cr
8.50%
5%25%
20 yrs
1 yr30 yrs
Monthly EMI
₹21,696
₹25.00 L
Principal
₹27.07 L
Total Interest
₹52.07 L
Total Payable
Principal 48% Interest 52%
How It Works

How to use this calculator

1

Set your loan amount

Drag the first slider to the amount you plan to borrow — from ₹1 lakh to ₹5 crore.

2

Adjust the interest rate

Enter the indicative rate you've been quoted, or use our typical range (8.5–10%) as a planning estimate.

3

Choose your tenure

Set the repayment period in years. Longer tenure = lower EMI but higher total interest paid.

FAQs

Common questions about the EMI calculator

What is EMI?+
How is EMI calculated?+
Does prepayment reduce my EMI?+
How can I reduce my EMI?+
Is this calculator accurate?+
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